![]() Federal State Marketing Improvement Program RMA also sponsors educational and outreach programs and seminars on the general topic of risk. RMA develops and/or approves the premium rate, administers premium and expense subsidies, approves and supports products, and reinsures the companies. Seventeen private-sector insurance companies sell and service the policies. RMA has three divisions: Insurance Services, Product Management, and Risk Compliance. As part of this mission, RMA operates and manages the Federal Crop Insurance Corporation (FCIC). The mission of USDA's Risk Management Agency (RMA) is to promote, support, and regulate sound risk management solutions to preserve and strengthen the economic stability of America's agricultural producers. USDA helps producers manage their business risks. Each fiscal year, the Agency targets a portion of its direct and guaranteed farm ownership (FO) and operating loan (OL) funds to beginning farmers and ranchers. USDA, through the Farm Service Agency, provides direct and guaranteed loans to beginning farmers and ranchers who are unable to obtain financing from commercial credit sources. Rural Development works with low-income individuals, State, local and Indian tribal governments, as well as private and nonprofit organizations and user-owned cooperatives. ![]() Rural Development promotes the President's National Energy Policy and ultimately the nation's energy security by engaging the entrepreneurial spirit of rural America in the development of renewable energy and energy efficiency improvements. USDA provides technical assistance and financial backing for rural businesses and cooperatives to create quality jobs in rural areas. USDA Rural Development forges partnerships with rural communities, funding projects that bring housing, community facilities, business guarantees, utilities and other services to rural America. Rural Development Loan and Grant Assistance In addition, rental assistance is available to eligible families. ![]() USDA Multi-Family Housing Programs offer Rural Rental Housing Loans to provide affordable multi-family rental housing for very low-, low-, and moderate-income families the elderly and persons with disabilities. ![]() The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary. USDA provides homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs. Loans can also be used to construct buildings or make farm improvements. FSA loans can be used to purchase land, livestock, equipment, feed, seed, and supplies. Farm LoansįSA makes direct and guaranteed farm ownership and operating loans to family-size farmers and ranchers who cannot obtain commercial credit from a bank, Farm Credit System institution, or other lender. You can learn how to avoid theft, or learn what to do if your identity is stolen. This FTC website to help you deter, detect, and defend against identity theft. Visit the Federal Trade Commission's Identity Theft Website ![]()
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